Documents
The right documents, ready before you apply
Most application delays come from incomplete or inconsistent documents. We give you an exact, lender-ready checklist — and stay with you while you prepare it.
Most application delays come from incomplete or inconsistent documents. We give you an exact, lender-ready checklist — and stay with you while you prepare it.
A lender's first impression of your application is formed by your documents. Incomplete files cause delays, repeated requests, and sometimes silent rejections. A complete, consistent file signals that you are organised, serious and low-risk.
The exact list varies by lender and loan type, but the categories below cover what is commonly requested. We tailor the list to your profile during consultation.
Mandatory for all loan applications in India
Primary identity and address proof
Aadhaar, utility bill, or rent agreement
Latest 2–3 months (salaried applicants)
Typically 3–6 months of salary/savings account
For self-employed or additional income proof
Offer letter or employment continuity certificate
Recent passport-size photographs if requested
Keep names identical. Your PAN, Aadhaar, bank account and salary slips should carry the same name and spelling. Small mismatches cause outsized delays.
Keep the period consistent. Bank statements and salary slips should cover the same recent period, so income evidence aligns.
Never submit expired documents. Check validity dates, especially for address proofs and government IDs.
Yes, PAN is mandatory for loan applications in India as part of KYC and tax compliance requirements.
Most lenders accept clear digital copies during the application and request originals for verification at a later stage. We guide you on what to keep ready.
We help you identify mismatches early and advise on the simplest correction — often a name-update request with your bank or a notarised affidavit where applicable.
Most lenders consider documents from the last 3–6 months valid, depending on type. We ensure your file stays fresh at the time of submission.
Share a few details and we'll connect with you on WhatsApp — usually within a few working hours.
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